Cooperative Profile
Welcome to the NSCC MPC Portal dashboard. Select options from the sidebar to navigate and view cooperative programs, reports, and services.
HISTORY
Forty-two employees of the Nueva Segovia Consortium of Cooperatives, driven by the vision of Dr. Divina C. Quemi, formed the NSCC Employees Marketing Cooperative. This cooperative was registered with the Cooperative Development Authority on July 30, 2007. It underwent a name change that led to a cascade of events that transformed the NSCC Employees Marketing Cooperative into what is now known as NSCC Multi-Purpose Cooperative (NSCC MPC), operating nationwide and welcoming nonemployees as members.
In the year 2013, the NSCC Federation started its plan to terminate its individual associate members incompliance with RA 9520. By means of conducting intensive meetings, members were made to understand that the NSCC MPC was a separate entity but under the technical supervision of the NSCC Federation through the NSCC CARES Program.
NSCC CARES PROGRAM
In a bid to provide technical support and foster a sense of community among its primary cooperative members, the NSCC Federation established the NSCC CARES Program, or Cooperative Access to Resources for Efficient Services. An agreement between NSCC Federation and NSCC MPC was signed on the 30 of June 2016, making the NSCC MPC the first primary cooperative to implement the said program.
Vision
A model cooperative working towards sustainable socio-economic upliftment of the member and communities.
Mission
To deliver quality products and services responsive to the needs of its members and communities.
Core Cooperative Values
Multi - Purpose Cooperative – Officers









Committee
Our committee members contribute to the cooperative's governance and strategic direction.
CORLDILLERA ADMINISTRATIVE REGION CHAPTER
Election Committee


Audit Committee


Mediation and Conciliation Committee
Ethics Committee
Education Committee
Gender and Development Committee

PANGASINAN CHAPTER
Election Committee


Audit Committee



Education Committee

Mediation and Conciliation Committee

Ethics Committee
LA UNION CHAPTER
Election Committee



Audit Committee



Education Committee
Mediation and Conciliation Committee
Ethics Committee
Gender and Development Committee
ILOCOS NORTE CHAPTER
Election Committee


Audit Committee

Education Committee
Mediation and Conciliation Committee

Ethics Committee

ILOCOS SUR CHAPTER
Election Committee



Audit Committee

Education Committee

Mediation and Conciliation Committee

Ethics Committee

Gender and Development Committee


Management Committee
Our management staff ensures day-to-day operations are smooth and aligned with the cooperative's mission.







Programs and Services
Membership
BASIC MEMBERSHIP REQUIREMENTS
* 18-65 years of age
* Membership Fee - Php 200
* Initial Share Capital - Php 1,500
* 2 Valid IDs
* 2 Pictures
* TIN
* Additional Requirements for Loaners:
-Barangay Clearance
-Business Permit
*Additional Requirements for those Who will avail of Micro Insurance (NSCC-MBAI)
-Single: Photocopy of Birth Certificate
-Married: Photocopy of Marriage Certificate
-With Children: Photocopy of Birth Certificate
Savings and Investment
SAVINGS PRODUCT
- SAVINGS DEPOSITS Deposits that can be withdrawn anytime except when it was assigned as collateral or pledge in availing loans. Interest of 3% annually for a minimum of Php 5,000 deposits.
- TIME DEPOSITS Deposits that cannot be withdrawn anytime (30 days maturity). Interest of 5% annually for minimum of Php 10,000 deposits.
- SHARE CAPITAL Deposits that cannot be withdrawn anytime unless you are withdrawing your membership. No fixed Interest rate since it depends on the net surplus of the cooperative.
SHARE CAPITAL PROMO
- SHARE CAPITAL PROMO - For every 2,500 share capital you are entitled to avail products of NSCC based on the approved promos given to members. - You are mandated to sign undertaking that it can only be withdrawn after 3 years from the date of availment.
POLICY ON INTEREST ON SHARE CAPITAL AND PATRONAGE REFUND AND DISTRIBUTION
- Distribution of dividend and patronage refund is as follows:
35% Capital Build-up
15% Items Sold by NSCC Federation
50% Cash Dividend provided the following condition:
1.For members who has loan obligation, it will be applied as payment of loan.
2.For members who has no loan obligation, it will be added to their savings or share capital.
Loan and Packages
LOAN PRODUCTS
NSCC MPC caters the financial and marketing needs of MicroEntrepreneurs, Farmers and other interested Individual Members
MICRO FINANCE LOAN
BALLAIGI'T KAGIMONGAN MICRO FINANCE LOAN
- Loan Program for small scale Entrepreneurs
- Loan Window: Php 150,000 below
- Features / Characteristics:
-Clean Loan
-Savings Deposit is required every loan amortization
-Automatic Membership to NSCC MBAI (Micro Insurance Program)
-With Birthday regalo
-Opportunity to attend trainings and networking activities
-Payment is thru cash
COMMERCIAL LOANS
-Loan program for medium or large scale entrepreneurs/stockholders
-Loan Window: Above Php 150,000
-Features/Characteristics:
-Secured Loan (Chattel or Real State)
-Savings Deposit is required every loan amortization
-Automatic Membership to NSCC MBAI (Micro Insurance Program)
-With Birthday Regalo
-Opportunity to attend trainings and networking activities
-Payment is thru post dated checks
SALARY LOANS
-Loan program for Teachers, PNP Personnel, Government Employees
-Loan Window: Based on earning capacity
-Features/Characteristics:
-Clean Loan
-Payment is thru ATM Card or Cash
AGRICULTURE LOANS
-Loan Program for Farmers
Type of Agricultural Loans
- 1.Regular Agri Loan Program
-For any crop applied
-With options of lumpsum payment up to five or six months
-With PCIC application
- 2.Tie-Up Programs
1.ACPC-PLEA Program
-For Garlic and Onions
-6% Interest per Annum; 1% Service Fee
-Covered with Philippine Crop Insurance Upon completion of application forms
-Term and Loan Window: Based on crop production
2.ACPC-SURE Loan Program
-For Survival and Recovery
-loan varies upon approval with D.A.
-0% Interest per annum; 3% Service Fee
-3 years term
LIVELIHOOD PROGRAMS
Loans Under Tie-Up Livelihood Programs
-Loan Program for Indigent Residents of Vigan, Santa and Caoayan Ilocos Sur
-Requirements:
-Endorsement from the LGU of residence
-Other Loan requirements
Annual Reports
Download and view the cooperative's annual reports detailing financial status, programs accomplished, and milestones.
No annual reports available at the moment.
News and Events
Stay informed about the latest news and upcoming events
NSCC MPC at Samiweng Festival 2026
NewsApril 23, 2026
NSCC Multi-Purpose Cooperative proudly joined the vibrant kick-off of Samiweng Festival 2026 in Cabugao, Ilocos Sur last April 20!
More than a celebration of culture, unity, and heritage, this meaningful event reflects our unwavering commitment to serve empowering communities, supporting livelihoods, and building stronger partnerships for a brighter tomorrow.
Together, we celebrate. Together, we serve.
BAGNOS CABUGAO!
Happy Samiweng Festival 2026!
Mabuhay ang Kooperatiba!
𝐍𝐒𝐂𝐂 𝐌𝐮𝐥𝐭𝐢-𝐏𝐮𝐫𝐩𝐨𝐬𝐞 𝐂𝐨𝐨𝐩𝐞𝐫𝐚𝐭𝐢𝐯𝐞 𝟏𝟕𝐭𝐡 𝐀𝐧𝐧𝐮𝐚𝐥 𝐆𝐞𝐧𝐞𝐫𝐚𝐥 𝐀𝐬𝐬𝐞𝐦𝐛𝐥𝐲 – 𝐈𝐥𝐨𝐜𝐨𝐬 𝐍𝐨𝐫𝐭𝐞 𝐂𝐡𝐚𝐩𝐭𝐞𝐫
EventMarch 25, 2026
The spirit of unity and cooperation was strongly felt as the NSCC Multi-Purpose Cooperative successfully conducted its 17th Annual General Assembly for the Ilocos Norte Chapter on March 21, 2026, at the Laoag City Multi-Purpose Hall in Laoag City, Ilocos Norte.
The assembly opened with a solemn Eucharistic celebration led by Rev. Msgr. Joel Bruno C. Barut, together with Rev. Fr. Joseph Goyal. The Holy Mass served as a meaningful reminder of gratitude, faith, and shared purpose among members.
Adding honor to the occasion was the presence of Hon. Cecilia Araneta-Marcos, Governor of Ilocos Norte, represented by Hon. Jaybee Baquiran, Ex-Officio Board Member of the Sangguniang Panlalawigan of Ilocos Norte. Their support highlights the continued collaboration between the cooperative and the local government in uplifting communities.
More than just a gathering, the General Assembly became a moment of reconnection—where members reflected on accomplishments, embraced transparency, and renewed their commitment to the cooperative’s vision and mission.
As we move forward, we call on all members to remain actively involved and continue supporting the programs and services of our cooperative. Through our shared efforts, we strengthen not only our organization but also the communities we serve.
Together, let us continue building a future grounded in cooperation, trust, and sustainable growth.
𝐍𝐒𝐂𝐂 𝐌𝐮𝐥𝐭𝐢-𝐏𝐮𝐫𝐩𝐨𝐬𝐞 𝐂𝐨𝐨𝐩𝐞𝐫𝐚𝐭𝐢𝐯𝐞 𝟏𝟕𝐭𝐡 𝐀𝐧𝐧𝐮𝐚𝐥 𝐆𝐞𝐧𝐞𝐫𝐚𝐥 𝐀𝐬𝐬𝐞𝐦𝐛𝐥𝐲 – 𝐈𝐥𝐨𝐜𝐨𝐬 𝐒𝐮𝐫 𝐂𝐡𝐚𝐩𝐭𝐞𝐫
NewsMarch 25, 2026
A strong sense of solidarity and shared purpose marked the successful conduct of the NSCC Multi-Purpose Cooperative’s 17th Annual General Assembly for the Ilocos Sur Chapter, held on March 20, 2026, at the Vigan Convention Center in Vigan City.
The day began with a solemn Eucharistic Celebration led by Most Rev. David William Valencia Antonio, D.D., Archbishop of Nueva Segovia, together with Rev. Fr. Ian Paul Filart. The celebration offered a moment of reflection for all members, grounding the assembly in faith and reminding everyone of the cooperative’s deeper mission of service and unity.
Adding significance to the occasion was the presence of key representatives from the Provincial Government of Ilocos Sur. Hon. SPM Francisco Arturo Ranches III attended on behalf of Governor Jeremias “Jerry” Singson, alongside Vice Governor Ryan Luis Singson and Provincial Cooperative Development Specialist Mr. Florentino Lorenzana. Their support reaffirmed the vital partnership between the cooperative sector and local government in promoting inclusive and sustainable development.
The assembly was not only a venue for reporting and updates, but more importantly, a celebration of collective efforts and milestones achieved through the years. It provided an opportunity for members to reconnect, share insights, and strengthen their commitment to the cooperative’s vision.
As the gathering came to a close, members were encouraged to remain steadfast in supporting and patronizing the cooperative’s programs and services. With continued unity and active participation, the NSCC Multi-Purpose Cooperative stands firm in its commitment to empower communities and create lasting impact.
𝐍𝐒𝐂𝐂 𝐌𝐮𝐥𝐭𝐢-𝐏𝐮𝐫𝐩𝐨𝐬𝐞 𝐂𝐨𝐨𝐩𝐞𝐫𝐚𝐭𝐢𝐯𝐞 𝟏𝟕𝐭𝐡 𝐀𝐧𝐧𝐮𝐚𝐥 𝐆𝐞𝐧𝐞𝐫𝐚𝐥 𝐀𝐬𝐬𝐞𝐦𝐛𝐥𝐲 – 𝐋𝐚 𝐔𝐧𝐢𝐨𝐧 𝐂𝐡𝐚𝐩𝐭𝐞𝐫
EventMarch 25, 2026
The NSCC Multi-Purpose Cooperative successfully convened its 17th Annual General Assembly for the La Union Chapter on March 19, 2026, at the Bauang North Central School Complex in Bauang, La Union, bringing together members in a meaningful celebration of unity and shared purpose.
The program began with a Holy Mass officiated by Rev. Fr. Samuel Joseph Banayat, Jr., whose message emphasized the importance of faith, solidarity, and service—core values that continue to strengthen the foundation of the cooperative.
The assembly was also graced by Ms. Constancia De Guzman, Provincial Cooperative Development Specialist of La Union, and Hon. Ma. Clarissa “Manang Bong” T. Lee, Mayor of Bauang, represented by Mr. Ernesto Madayag Jr. Their presence underscored the vital partnership between the cooperative and local government in advancing community development initiatives.
More than just an annual gathering, the event became a platform for reflection on the cooperative’s accomplishments and a renewed commitment to its mission of empowering members and fostering inclusive growth. It was a day marked by connection, appreciation, and a shared vision for the future.
As the cooperative continues its journey, members are encouraged to actively support and patronize its programs and services. Through continued unity and cooperation, the NSCC Multi-Purpose Cooperative remains dedicated to building stronger, more resilient communities.
𝐍𝐒𝐂𝐂 𝐌𝐮𝐥𝐭𝐢-𝐏𝐮𝐫𝐩𝐨𝐬𝐞 𝐂𝐨𝐨𝐩𝐞𝐫𝐚𝐭𝐢𝐯𝐞 𝟏𝟕𝐭𝐡 𝐀𝐧𝐧𝐮𝐚𝐥 𝐆𝐞𝐧𝐞𝐫𝐚𝐥 𝐀𝐬𝐬𝐞𝐦𝐛𝐥𝐲 – 𝐂𝐨𝐫𝐝𝐢𝐥𝐥𝐞𝐫𝐚 𝐀𝐝𝐦𝐢𝐧𝐢𝐬𝐭𝐫𝐚𝐭𝐢𝐯𝐞 𝐑𝐞𝐠𝐢𝐨𝐧 𝐂𝐡𝐚𝐩𝐭𝐞𝐫
NewsMarch 25, 2026
The NSCC Multi-Purpose Cooperative proudly marked another milestone with the successful conduct of its 17th Annual General Assembly for the Cordillera Administrative Region Chapter on March 18, 2026, held at the MOFAMCO Function Hall, MOFAMCO Compound in Baguio City.
The event opened with a solemn Eucharistic Celebration officiated by Rev. Fr. William F. Guibac, Jr., whose inspiring homily centered on faith, unity, and service—values that continue to guide the cooperative in its mission.
The cooperative also conveys its sincere appreciation to Dr. Felicidad Cenon, OIC-Regional Director of the Cooperative Development Authority – CAR, and to Hon. Benjamin Magalong, represented by Engr. Doy Tabilog. Their presence and support greatly contributed to the success of the assembly and reinforced the importance of collaboration between cooperatives and partner institutions.
More than an annual gathering, the General Assembly served as a meaningful platform to reflect on the cooperative’s accomplishments, strengthen member engagement, and renew a shared commitment to its vision and goals.
As we move forward, we encourage all members to remain active partners in growth by continuously supporting and patronizing the cooperative’s programs and services. Through unity and collective effort, we sustain the strength of our cooperative and the communities we serve.
Together, we build, sustain, and grow—one cooperative, one vision.
𝐍𝐒𝐂𝐂 𝐌𝐮𝐥𝐭𝐢-𝐏𝐮𝐫𝐩𝐨𝐬𝐞 𝐂𝐨𝐨𝐩𝐞𝐫𝐚𝐭𝐢𝐯𝐞 𝟏𝟕𝐭𝐡 𝐀𝐧𝐧𝐮𝐚𝐥 𝐆𝐞𝐧𝐞𝐫𝐚𝐥 𝐀𝐬𝐬𝐞𝐦𝐛𝐥𝐲 – 𝐏𝐚𝐧𝐠𝐚𝐬𝐢𝐧𝐚𝐧 𝐂𝐡𝐚𝐩𝐭𝐞𝐫
EventMarch 25, 2026
With hearts united in purpose and community spirit, the NSCC Multi-Purpose Cooperative successfully held its 17th Annual General Assembly for the Pangasinan Chapter on March 17, 2026, at the Calasiao Sports Complex in Calasiao, Pangasinan.
The gathering began on a meaningful note through a Holy Mass officiated by Rev. Fr. Jezer Tristan De Vera, grounding the event in faith and gratitude. It was a moment of reflection—reminding everyone of the cooperative’s shared journey and the values that continue to guide its mission.
The cooperative also extends its heartfelt appreciation to Hon. Atty. Frederick Joe N. Robles for his presence and support, which added inspiration and significance to the occasion.
More than just an assembly, the event became a celebration of unity, progress, and collective commitment. It served as a reminder that every member plays a vital role in strengthening the cooperative and uplifting the community it serves.
As we move forward, may we continue to stand together—supporting our cooperative, believing in its mission, and actively participating in its programs and services for a brighter, more inclusive future.
Special Promo Packages
Exclusive deals and packages for our cooperative members
Exclusive Packages
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Coop News
Important announcements and updates from NSCC MPC
NSCC MPC Cabugao Branch Opens New Chapter with Office Blessing and Inauguration
AnnouncementJanuary 06, 2026
The NSCC Multi-Purpose Cooperative (MPC) formally marked a new milestone with the Blessing and Inauguration of its Cabugao Branch New Office 𝐁𝐥𝐞𝐬𝐬𝐢𝐧𝐠 𝐚𝐧𝐝 𝐈𝐧𝐚𝐮𝐠𝐮𝐫𝐚𝐭𝐢𝐨𝐧 𝐨𝐟 𝐢𝐭𝐬 𝐂𝐚𝐛𝐮𝐠𝐚𝐨 𝐁𝐫𝐚𝐧𝐜𝐡 𝐍𝐞𝐰 𝐎𝐟𝐟𝐢𝐜𝐞 on January 5, 2025, held at the NSCC Stella Maris Hotel & Convention Center, Pug-Os, Cabugao, Ilocos Sur.
The meaningful occasion began with the blessing of the new office led by 𝐑𝐞𝐯. 𝐅𝐫. 𝐅𝐥𝐨𝐫𝐞𝐧𝐭𝐢𝐧𝐨 𝐄𝐬𝐜𝐚𝐥𝐨𝐧𝐚, together with 𝐑𝐞𝐯. 𝐅𝐫. 𝐈𝐚𝐧 𝐏𝐚𝐮𝐥 𝐅𝐢𝐥𝐚𝐫𝐭 and 𝐌𝐬𝐠𝐫. 𝐂𝐨𝐬𝐦𝐞𝐧𝐢𝐨 𝐑𝐨𝐬𝐢𝐦𝐨, 𝐉𝐫., invoking God’s guidance and blessings for the cooperative, its officers, staff, and member-owners as they continue their mission of service.
Following the blessing, the ribbon-cutting ceremony was led by 𝐍𝐒𝐂𝐂 𝐌𝐏𝐂 𝐂𝐡𝐚𝐢𝐫𝐩𝐞𝐫𝐬𝐨𝐧 𝐌𝐬. 𝐃𝐞𝐥𝐢𝐚 𝐍𝐮𝐞𝐬𝐜𝐚 and 𝐍𝐒𝐂𝐂 𝐅𝐞𝐝𝐞𝐫𝐚𝐭𝐢𝐨𝐧 𝐂𝐡𝐚𝐢𝐫𝐩𝐞𝐫𝐬𝐨𝐧 𝐌𝐫. 𝐅𝐢𝐝𝐞𝐥 𝐂. 𝐆𝐢𝐧𝐞𝐬, together with the 𝐁𝐨𝐚𝐫𝐝 𝐨𝐟 𝐃𝐢𝐫𝐞𝐜𝐭𝐨𝐫𝐬 𝐚𝐧𝐝 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭 𝐂𝐨𝐦𝐦𝐢𝐭𝐭𝐞𝐞, symbolizing the official opening of the new branch and the cooperative’s continued growth and commitment to the community.
The inauguration of the Cabugao Branch New Office reflects NSCC MPC’s dedication to bringing accessible, reliable, and member-centered services closer to its communities—strengthening its role in promoting inclusive growth and cooperative development.
As NSCC continues to expand its reach, this new office stands as a testament to unity, faith, and shared progress—a new space to serve, connect, and uplift member-owners and the community.
Success Stories
Celebrating achievements and milestones of our cooperative members
MS. EMILY AQUINO - Vigan Branch
It was in the year 2010 that Ms. Emily Aquino started her Sari- Sari Store in order to have a stead...
MS. EMILY AQUINO - Vigan Branch
order to have a steady income. As time went by and as her family grew, the
needs of the family and the business also grew. In 2012, through the NSCC’s
tie-up with the Livelihood program of the City Government of Vigan, headed at
that time by Hon. Eva Marie S. Medina, Ms. Aquino decided to join NSCC MPC.
At that time, she applied for a loan amounting to Php5,000.00 to further support
her sari- sari store.
Ms. Aquino observed the positive impact that the services of NSCC MPC
had on her business and her family life. She was able to provide for her family’s
daily needs and, most especially, support her children’s education. Due to this,
her faith in NSCC MPC was further strengthened, and she continued to support
the other services of the said cooperative.
All seemed to be going well for Ms. Aquino, her family life and her business
thriving, but an unprecedented global disaster struck. The COVID-19
Pandemic, the virus spreading worldwide in early 2020, disrupted businesses
and the day-to-day life of people. It greatly affected the Province of Ilocos Sur,
strict regulations and quarantine measures were established throughout the
area. “Pinatibker ko iti patinakem ko nga insakad iti pamilyak kadwak ti naanus
nga asawa aginggana nga nalpas iti konada nga pandemya” she said to us
firmly. Emily and Benito strived to overcome this gargantuan challenge for the
sake of their family and so they did.
The growing needs of their family, pushed Emily and Benito to
expand their horizons. Through NSCC MPC Vigan Branch, she
then applied for an additional loan that was then approved and
was subsequently used to establish a vulcanizing shop. This new
business thrived and received great support from the community. It
proved the saying: "If you pair hard work and patience with
everything you do, you will slowly achieve your dreams; just keep
praying to God for strength and health. Those who endure are
those who succeed. Success comes gradually to all of us.”
With the help of NSCC, MPC partnered with the couple’s
tenacity they were able to purchase a lot as well as a tricycle. But
for Ms. Aquino, the fruits of their labor were even sweeter through
the achievements of her children, one of whom graduated Cum
Laude, and the other graduating this May 2026. “Without NSCC
MPC’s support, these milestones would have remained as just
dreams,” she said to us.
On behalf of her family, MS. Aquino expressed her heartfelt
thanks to NSCC MPC, and she hoped that more members
aspirations can be turned into reality.
AGBIAG!
MRS. MARIA C. MADRIAGA - Urdaneta Branch
Before becoming a member of the cooperative on July 4, 2017, Maria had already started her small bu...
MRS. MARIA C. MADRIAGA - Urdaneta Branch
already started her small business in 2007 as a reseller of Avon, Natasha,
Yakult, and peanut butter, operating as a rolling vendor while also engaging
in farming activities. With an initial capital of only ₱5,000, she worked
tirelessly to sustain her family’s daily needs and prioritize the education of
her children, guided by her life motto: “Do not do to others what you do not
want others to do to you.”
Upon joining NSCC MPC, Maria gained access to financial services that
significantly contributed to the growth of her business. Through disciplined
financial management and consistent loan repayment, she has become a
valued member of the cooperative and a valued entrepreneur.
The cooperative played a vital role in strengthening Maria’s livelihood. The
accessible and low-interest loan programs allowed her to invest in both her
retail business and farming activities, including purchasing seeds, fertilizers,
and other agricultural inputs. During the pandemic, when her income
declined due to reduced customer demand, Maria demonstrated adaptability
by offering grocery items on a credit basis, payable weekly or monthly. This
initiative not only sustained her business but also helped her community
during a challenging time.
Mrs. Maria chose NSCC MPC over other financial institutions because of its affordable interest rates and the
welcoming and supportive attitude of its staff in Urdaneta Branch. Beyond financial assistance, she benefited
from annual dividends and insurance coverage provided by the cooperative. These benefits reinforced her
trust and confidence in the organization.
Moreover, Mrs. Maria actively sought personal and professional growth by joining their barangay association,
where she learned valuable knowledge about agricultural processes—from planting to harvesting. These
learnings further enhanced her productivity and efficiency as a farmer and entrepreneur.
Through her journey, Mrs. Maria developed a deeper understanding of financial discipline, proper budgeting,
and the importance of reinvesting in her business. She attributes much of her progress to the guidance and
support of NSCC MPC, which not only provided financial resources but also encouraged her to become more
responsible, resourceful, and community-oriented.
Today, Mrs. Maria stands as a testament to how cooperative membership can transform lives. Her story
reflects perseverance, hard work, and the power of cooperation. She encourages fellow members to remain
diligent and committed, emphasizing that being part of a cooperative like NSCC MPC is not just about
accessing loans, but about building a sustainable and better future for oneself and one’s family through unity,
trust, and shared growth.
MS. JAY ANN FLORES - Sual Branch
From the quiet town of Sual, Pangasinan came a story of perseverance and partnership. Working hard w...
MS. JAY ANN FLORES - Sual Branch
not something new for Ms. Jay Ann; she used to work for a private company and saved enough money to start
a small sari-sari store. She realized then that working for a private company was not the path for her,
eventually she resigned from her post.
The sense of agency that comes with
being a micro-entrepreneur and the thrill of
being directly involved in your own
business greatly suited Ms. Jay Ann, but a
dream for her was to make her business
thrive even more. She thought long and
hard on ways to make the humble sari-sari
store and subsequently her daily life
improve even better. The help came in the
form of NSCC MPC.
The cooperative, in her eyes, offered the
services she needed. Becoming a member
was a commitment that required a
thorough understanding of the cooperative
sector. So she made sure that this was
what her and her business needed.
In September 27, 2021, she took the first step to financial and
economic stability, and she became a member of NSCC MPC
Sual Branch. Availing the services of the cooperative helped in
improving her business. Eventually, she also forayed into
aquaculture, purchasing 2 fish cages. One of her main goals in
life is to make her business boom in order to help not only her
employees but also anyone who is in need.
But like any other micro-entrepreneur, Ms. Jay Ann also faced challenges
in running her business. For example, competition between sari-sari stores
and convenience stores. But this did not hinder Jay Ann, it motivated her
even more, and she persevered through these obstacles, either man-made
or natural phenomena. NSCC MPC Sual Branch was also her partner in
facing these challenges. “Madaling Lapitan ( ang NSCC MPC ) sa oras ng
pangangailangan at hindi lamang siya ang natutulungan nito” (It is easy to
approach the cooperative in times of need, and the cooperative does not
only help her[ but many more]).
Ms. Jay Ann has one message to other members, this was to borrow
wisely and pay wisely. She expressed her gratitude for the cooperation and
wish them more success.
MS. EDITHA P. ORDINADO - Sta. Maria Branch
The year 1986 was a challenging time for Ms. Editha Ordinado and her family, Mr. Agustin Ordinado , ...
MS. EDITHA P. ORDINADO - Sta. Maria Branch
patriarch of the family and her husband, had undergone a rigorous spinal operation. Due to the mounting bills
and the increasing need for another income in order to buy Mr. Ordinado’s medicine for maintenance, Ms.
Editha decided to start a small sari-sari store.
The starting capital amounting to Php5,000.00 proved to be
insufficient as the years went by. Nanay Editha started to look
for a way to ensure that her sari-sari store can withstand the
test of time. In 2011, she became a member of the NSCC
Federation, back when federations were still allowed to accept
individual members. In 2016, she was transferred to the NSCC
Multi-Purpose Cooperative.
She was able to apply for a loan in the amount of Php 10,000.00 to support her humble sari-sari store
further and consequently, her family. Nanay Editha through availing the services tof the cooperative, she was
able to improve the store as well as buy appliances to support her business and throughout the years, she still
continued to patronize the products and services of the cooprative. In her words, “ Nasiyaat nga pagutangan
ken nalaka nga pakiusapan lalo nu mayrana nga nakapsut ti paglakwan” (It’s a good place to apply a loan from
and the management) is very easy to talk to, especially if the collection date coincides with the business being
slow and profit is low).
Nanay Editha also believed in the words “Nu umutang ka ket dapat mayusar ti negosyo saan nga mausar ti
sabali a banag tapnu adda latta puunan” (If you apply for a loan, you should use the loan for your business
only, not for other questionable reasons, so that you would be able to get more capital). Nanay Editha’s
discipline with money and her awareness of her responsibility with her loan have been valuable to the success
with her store and her good standing with the cooperative.
“Agyaman nak ti NSCC MPC ta napabigyan nak nga bumolod ti dakkel nga isu ti gapu nga dimmakel daytoy
store ko ket nu nalpas ko manen daytoy bulod ko ket planok manan nga bumulod tapno napasimpak toy ngato
ti store ko.” (Thank you very much to NSCC MPC that I was given the chance to apply for a big loan which led
to my store’s expansion. Once I'm able to finish paying off my previous loan, I plan to apply again for the
improvement of the 2 nd floor of the store.)
M a b uhay ang Kooperatiba! Mabuhay ang NSCC MPC!
MR. BRANDO MAGALONG - Quezon City Branch
Mr. Brando Magalong’s story is a testimony to the enduring love a parent has for their children a...
MR. BRANDO MAGALONG - Quezon City Branch
love a parent has for their children and that a humble beginning
does not exclude a person from a life of growth and stability.
A resident of Camarin, Caloocan City, Mr. Magalong is married
to Ms. Maria Teresita Magalong, and together they share 5
children. These children serve as the driving force behind Mr.
Magalong’s desire for a secure future and lasting legacy.
His journey began with a single, modest step. With an initial
capital of Php20,000.00, he ventured into the transport sector.
This path was far from smooth. His first -ever jeepney was
plagued by mechanical troubles, testing both his patience and his
resolve. But this challenge did not deter him, his desire to support
and provide for his family was always at the forefront of his mind,
and along the way, he learned the value of patience and
persistence.
Mr. Magalong also faced personal and
financial hardships. Running a transport
business was not always easy. There were
some days when profit was low, and the
difficulty of keeping up with an evermodernizing
Philippines proved to be too
much to bear. Mr. Magalong sought help
from his wife, who at that time was working
abroad, but unfortunately, she was unable
to. The weight of responsibility on the
shoulders of Mr. Magalong, at some point,
became too overwhelming, but his
determination was iron-clad, and soon after
Mr. Magalong was able to purchase a
second jeepney.
NSCC MPC was Mr. Magalong’s chosen partner throughout this journey. He continued to patronize the
services of the cooperative. He applied for another loan with the cooperative to further expand his business and
plans to apply again in the future. He hoped that one day he would be able to pass his transport business to his
children ensuring a sustainable source of livelihood for future generations.
Mr. Magalong expressed his hope that the cooperative would be able to help more people and maintain the
quality service and prodcuts the the cooperative offers. Mabuhay ang Transport Sector! Mabuhay ang Kooperatiba
at Mabuhay ang NSCC!
MS. MARITES C. UBASA - Pagudpud Branch
A mother, a wife, a fighter. These were the words that best describe Ms. Marites Ubasa. In the span ...
MS. MARITES C. UBASA - Pagudpud Branch
years in the world of business, it was still fresh on her mind the times when sacrifice and hardships were all
she’s ever known. Throughout all of this, Mr. Warlito Ubasa, her husband, remained by her side, quiet but
supportive. This partnership gave birth to their business, Marites Homestay and Restaurant.
Ms. Ubasa wanted to ensure that she would be able to provide a good life for her family. She and her
husband are both dedicated to making their business thrive for the sake of their family. But the business was
not always smooth; there were days when there was no profit. Competition was rampant with the rise of
transient homes it proved to be a challenging time for Ms. Urbasa. At some point, she thought of giving up;
maybe this path was not for her or for her family. But things changed in the year 2013, in the middle of the
doubts in her head and the exhaustion felt deep in her bones, she got introduced to NSCC MPC when she
attended the pre-membership seminar that was conducted at that time by Ms. Marijhoy Pilar and Mr. Marjade
Quiocho. It was a life-changing moment for her; she saw the benefits that could come from becoming a
member of the cooperative as well as the values that she could learn from it. Things were looking up for her.
Through the cooperative’s financial program, she was able to apply for additional capital for her business.
Ensuring the service she provides for her guests and clients was high quality and comfortable. It was not
difficult for her to pay off her loans because of the low interest and the mutual trust that was forged between
her and the cooperative. She learned how to be responsible for every cent of her profit and to really run a
business with an effective system. Ms. Ubasa was in awe of the spirit of cooperativism, so much so that she
was able to convince one of her children to become a member. Through the cooperative and the strength she
draws from her family, the “kainan” became a restaurant.
“Ang kooperatiba ay isa sa aming mga naging kaagapay sa buhay” (The cooperative was one of our
partners in life), Ms. Ubasa shared with the interviewer. With the proper guidance one will be able to achieve
therir goals. Right now, she dreams to make her business even bigger as well as help the community the she
comes from though job generation . Her story serves as a reminder that however humble your beginnings
were, if you have the firt, diligence, and faith, you will achieve a prosperous life.
MR. TIRSO DL. AQUINO - Lingayen Branch
When Mr. Tirso DL. Aquino was 20 he started a business of buying and selling pigs. At that time, he ...
MR. TIRSO DL. AQUINO - Lingayen Branch
already married and wanted to have a steady income for his future family. In his backyard, he established his
own piggery, and for over 30 years, this has been his main source of income. He first heard of NSCC MPC
from a president of a farmers’ association in his area, Mr. Flaviano Aquino Jr. Mr. Tirso was interested in the
services of the cooperative and he thought it would be a great idea to be a member. He had dreams of further
expanding his business, and on July 18, 2011, he formally became a part of the NSCC MPC- Lingayen Branch
family.
The business of Mr. Aquino
served as a source for their daily
needs and especially the
schooling of his children.
Rearing pigs had its own set
of problems. During the outbreak
of African Swine Fever (ASF)
and cholera virus, both diseases
affected the animals greatly. He
considers this outbreak to be one
of the worst challenges that they
have faced. Mr. Aquino had to
conduct disinfection in the area
daily and for one year, he had to
stop rearing pigs. Mr. Aquino
turned to NSCC MPC for help
during the tough times, and the
cooperative delivered.
Mr. Aquino, in verbatim, said
that he chose NSCC MPC
because of the low interest. He
shared that through NSCC MPC,
it helped with the schooling of his
children.
“Bukod sa pagpapahiram sa puhunan namin ay maganda rin ang insurance na nakaabang sa ating pamilya
lalo na sa mga anak ko na below 18 years old”(“Aside from offering capital, the cooperative’s insurance was
also good, especially for my children who are minors”).
The help he got from the cooperative was used to expand and add to the capital of his business, as well as
for his farming. Currently, Mr. Aquino is applying for the ANYO loan. He also acknowledges the contributions of
NSCC MPC for teaching him financial literacy, including savings and investments.
“Ang maishashare ko sa mga kasama ko lalo na sa farmers na makapagmiyembro dito sa NSCC MPC
para makapag-start din sila ng negosyo at makapag-ipon sa hinaharap at sa pang- araw- araw na buhay.” (For
my fellowmen, especially the farmers, I encourage you to become members of NSCC MPC to invest and save
for your daily needs). Maraming Salamat! Mabuhay ang kooperatiba!
MR. JONAS P. MATIAS - Laoag Branch
“If we fail, we learn. If we learn, we earn.” - J. P. Matias Jonas Petel Matias, a resident of ...
MR. JONAS P. MATIAS - Laoag Branch
Jonas Petel Matias, a resident of Brgy. 5 San Vicente, Sarrat, Ilocos Norte, is a dedicated entrepreneur and
family man who turned his passion for printing into a thriving business. At 34 years old and married to Careen
Amelia Matias, a child development worker, they are blessed with three children. His two children are taking a
course in BS Nursing and a BS in Psychology. He has a son who holds a degree in BS engineering and is a
licensed civil engineer. He has perseverance, determination, and commitment to improving his family’s quality of
life. Jonas started his printing services business in 2002 with a modest starting capital of ₱50,000. Like many small
business owners, he faced numerous challenges during the early years of his enterprise. Limited financial resources
and operational difficulties tested his determination. However, he remained focused on his mission, which is to
provide quality printing services to his clients. He believes that failures are opportunities to learn, and learning
eventually leads to success and growth.
Through hard work and dedication, Jonas slowly expanded
his business. He prioritized delivering high-quality service and
maintaining good relationships with his customers. His
perseverance paid off as his business steadily grew, allowing
him to increase his capital from ₱50,000 to ₱450,000 and
provide employment to two workers in their community.
Jonas credits part of his success to the support he received
from NSCC Multi-Purpose Cooperative. As a cooperative
member since 2007, he was able to access financial assistance
that helped him expand his operations. The cooperative
provided him with business loans that allowed him to purchase
additional equipment and improve his services. He appreciated
the cooperative’s approachable staff, efficient service, and
timely support whenever he needed financial help.
Because of the cooperative’s assistance, Jonas was able to
strengthen his business operations and increase his capital. He
also learned valuable lessons about financial management,
responsibility, and business growth. He proudly shares that the
cooperative offers reliable and fast services that truly help
members during times of need.
Today, Jonas continues to grow his printing business while
serving as an inspiration to aspiring entrepreneurs in their
community. His journey proves that with determination, proper
financial support, and strong faith in one’s goals, success is
achievable. He encourages others to work hard, remain patient,
and seek opportunities that will help them improve their
livelihood.
“Thank you, NSCC MPC! Forever grateful and proud member
here” Mr. Matias said.
MR. NORBERTO H. JIMENEZ - Cervantes Branch
Mr. Norberto Jimenez’s business, a private vehicle for hire, was the fruit of the partnership betw...
MR. NORBERTO H. JIMENEZ - Cervantes Branch
parents. This business has been part of life for nearly 38 years, so it has a special place in his heart, and
he will do whatever he can to uphold what his parents have started. Ensuring that the business endures
the test of time.
“Blood, sweat, and tears were my capital on the road,” he told us simply. It was this determination that
introduced him to NSCC MPC. Due to his desire for the business flourish, he wanted to find a trusted
organization to help achieve his goal. He became a member of the NSCC MPC Cervantes Branch on
December 6, 2018.
Running a business was not a walk in the park, most especially those in the transport sector. There
were times when there were not many clients availing the services, but this did not discourage him; it
motivated him to work even harder. Mr. Jimenez is also keen on following regulatory compliance, albeit
difficult, he wanted to ensure that he could offer quality service and maintain client satisfaction.
For Mr. Jimenez, the NSCC MPC became their true partner in business. He attributes it to the kind
staff and the fast approval of his loans, as well as the low interest rates and the services they offer that
are tailored to his needs. This partnership led to his business growing. He shared with us that his private
hiring PUV service, which began with only one unit has now increased to three units. He also added that
he was able to set aside funds for the maintenance of each vehicle.
“As a member, I have learned the value of ‘one member, one vote’ and the power of unity. Through the
cooperative, I also learned financial discipline, saving for the masses, and our responsibility to the
community. By the grace of God, my private hiring van business is thriving, and I am steadily paying off
my loans to NSCC because the business continues to grow.”- Mr. Norberto Jimenez
His story is a testament to the enduring power of perseverance, determination, and collaboration in
achieving goals, whether big or small. Mabuhay ang Transport Sector! Mabuhay ang Kooperatiba!
MS. ZENAIDA QUITEVIS - Caoayan Branch
Weaving was a big part of Nanay Zenaida Quitevis’s life. From an early age, this was her family�...
MS. ZENAIDA QUITEVIS - Caoayan Branch
From an early age, this was her family’s source of income, so
it was no wonder that she also dreamed of starting her own
weaving business. A dream rooted in family and cultural.
traditions.
In 1975, she turned this dream into reality, with a starting
capital of 5,000.00, she established “ Quitevis Handwoven
Cloth”.
“It was through the grace of God that the business
flourished,” she told us with graceful simplicity. As the
business thrived, however, there was a need for more capital
so in the year 2008, she applied for a loan with the Nueva
Segovia Consortium of Cooperatives in the amount of
Php25,000.00.
Creativity seems to run along the veins of her family, as
the weavers were also her relatives. The business was a
family effort, so Nanay Zenaida desired for the business grow
even bigger to not only to benefit her but also the succeeding
generations.
With the continuous development of technology, the
emergence of AI, and the rapid modernization of the world, it
poses a great risk to the traditional practices of the Ilocanos.
The increasing price of the materials used in creating these
products has also become a problem for the business. Amidst
all this, Nanay Zenaida stands firm and determined in
preserving these practices and in making sure that the
businesses she holds dearly can weather any storms that may
pass.
NSCC MPC was the cooperative she chose becasue in her
words “Madali silang malapitan, mabilis ang kanilang proseso
at higit sa lahat magiliw at mabait ang kanilang mga
empleyado. Marami din silang binibigay na benepisyo sa
kanilang miyembro tulad ng dibidendo at tumutulong din sila
kung may bagyo na dumarating. Nagbibigay din sila ng
suporta sa mga naaapektuhan nito.” Nanay Zenaida
expressed her appreciation for NSCC MPC in trusting her and
her vision, and she hoped more members and artists like her
would benefit from the cooperative,
For the people reading this, Nanay Zenaida has a well known saying to impart: “Kung may tiyaga, may nilaga”
Mabuhay ang NSCC MPC! Mabuhay ang Kooperatiba!
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